Is it really possible to do well financially without a budget?  I think so (though it may not be for everyone!)  

Read on to see my complete guide to managing money without a budget.

Part1 - Our Accounts & Apps


This is where I tell you that I don't believe that separate bank accounts leads to financial harmony.  You can also see which apps and software I use to record my spending and income.

Part 2 - Weekly Habits

In this post I mention how I log spending on a weekly basis, plus some of the driving principles that keep us from spending too much.


Part 3 - The Monthly Review (plus free spreadsheet download)

We can't make good financial choices without keeping an open line of communication.  Here's how we summarize our financial data on a monthly basis and talk about it.